Lockhart Grey Financial Planning Ltd

The UK are a nation of homeowners and we all have to start somewhere. Hopefully as the years go by we can “trade up” to bigger and more suitable properties as our personal circumstances change.  This could mean a larger mortgage.

Buying and selling your house is can be a stressful time.  “Will my mortgage be set up in time?  What is my sale fall through? Will our belongings be delivered successfully? What if the chain breaks down?” are many of the thoughts that may go through your head.

At Lockhart Grey Financial Planning, we will help source the home mover mortgage that best suits your own individual circumstances.  If you require we can also arrange the legal/conveyansing service for you and arrange any surveys required to be carried out.

We will advise you on any existing mortgage deal that you have with an existing lender, looking out for things such as any early redemption penalties that you may incur by leaving that mortgage, even to advise on your existing mortgage product as it may be portable and could be used for your new purchase without any penalty.  We will liaise with your own professional contacts if you have any in place in order that everything that can be done will be done in order for the purchase and sale to proceed smoothly.

If you are looking for a bad credit mortgage or a poor credit mortgage then we are able to source a lender and product that will suit your adverse mortgage needs. Your mortgage finance will depend on your own financial situation

As stated moving home can be a very daunting experience. Even those who have moved home many times before may agree with this statement.

With Lockhart Grey Financial Planning’s Mortgage Service it’s never been easier to own your home. We can guide you through the mortgage process explaining exactly what happens at each stage and in a language you understand and will help you through every step to completion via our experienced processing team.

For a home mover mortgage please fill in our quick enquiry form, or call us for a free, no obligation, consultation. You may also find our mortgages glossary useful to explain some of these terms.

Remember it is in lenders’ interest to provide you with a mortgage, as long as they do not feel you are stretching yourself.  They want your business.  A mortgage is generally a lower risk to them, compared to a personal loan, or a credit card, as they always have the house to “secure” the loan against if you are unable to make your payments.